Blogs
The knowledge you’re looking for
Why waste time in front of your computer endlessly scrolling through pages of irrelevant content? If you can find a single resource with the necessary answers, why look further? Our online blog aims to give you the valuable information you seek.
How Much Cash Should a Construction Company Keep in the Bank? A Practical Buffer Strategy for UK Contractors
UK construction owners: learn how much cash your business should keep in reserve to stay stable, pay suppliers, and avoid project stress.
How Construction Companies Can Predict the Next 3 Months: A Practical Guide to Cashflow, Margins & Project Forecasting
UK construction owners: here’s how to predict cashflow, margins and workload over the next 3 months using simple forecasting tools and financial insights.
Retention Payments in Construction: The Cash You Earned… but Might Never See (And How to Finally Get Paid)
Many construction firms lose retention money they’ve already earned. Learn how to track, claim, and recover retentions with a simple proactive system.
What Should I Be Looking at Each Week to Keep on Top of Cashflow?
If you want predictable, stress-free cashflow in construction, the secret isn’t working harder — it’s looking at the right numbers every week.
Not once a month. Not when you “get round to it.”
How Can I Stop Running Out of Cash Before the End of the Month?
If you’re great at delivering projects but constantly running out of cash before month-end, you’re not alone. It’s one of the biggest frustrations for UK construction business owners — especially when margins are tight, labour costs fluctuate, and clients pay on 30, 45 or even 60+ day terms.
Things to Be Wary of When Choosing an Accountant (Especially in Construction)
Choosing the right accountant can make or break your construction business. A great one will improve your margins, strengthen your cashflow, and give you industry-specific insights you can actually use.
How Do I Plan for Quiet Months or Times When Payments Are Slow?
Every construction business faces quiet spells — delayed jobs, slow-paying clients, seasonal dips, or projects pushed back at the last minute. The firms that survive (and grow) aren’t the ones with the biggest contracts… they’re the ones with the strongest financial planning.
What’s the Best Way to Deal With Retentions in Construction?
Retentions are a constant frustration in UK construction — money earned, but not received, sometimes for 12–24 monthsafter completing a job. For many construction businesses, retentions quietly erode cashflow, distort margins, and make forecasting almost impossible.
How Can I Get Paid Quicker by Customers?
Slow payments are one of the biggest pain points in UK construction. Late invoices choke cashflow, delay payroll, and make it difficult to plan for growth. The good news? You can take back control of your payment cycle with a few smart systems and conversations.
How to Record Materials and Labour Separately: The Key to Clear Margins in Construction
Learn the best way to record materials and labour separately in construction to improve profit margins, cashflow, and project visibility with Thomas Emlyn Ltd.
Growth on your mind? Let’s talk
We’ll chat about your business, your future, and your aspirations. And then we’ll help you get there.