If your accountant isn’t proactive, you might be wondering how the upcoming Employer’s National Insurance (NI) changes will impact your construction business from April 2025. With rising costs in the industry, it’s crucial to understand these changes and plan ahead.
What’s Changing?
From 6th April 2025, the UK government is making significant adjustments to Employer’s National Insurance:
- Employer’s NI Rate Increase: Rising from 13.8% to 15%.
- Threshold Reduction: Lowering from £9,100 to £5,000.
- Employment Allowance Increase: Doubling from £5,000 to £10,000.
For construction businesses, where payroll costs are a major expense, these changes could have a significant financial impact.
How Much Will It Cost Your Business?
Rather than guessing, we’ve made it simple for you. Use our Employer’s NI Cost Calculator to see exactly how much the changes will affect your wage bill.
✅ How It Works:
- Download our Excel calculator here.
- Enter your employees’ gross salaries.
- The calculator will automatically compute the new costs under the 2025 rules.
🔒 Privacy Assurance: Your data stays with you. Since it’s an Excel download, neither we nor anyone else can access your payroll details.
Prefer Google Sheets?
If you’d rather use Google Sheets, just send an email to chris@thomasemlyn.co.uk, and we’ll send you a version that works for your needs.
Act Now – Plan for the Increase!
Understanding these NI changes now means you can budget effectively, adjust pricing, and manage cash flow before they take effect. Don’t wait until it’s too late – download the calculator today and take control of your business finances.
📩 Need more advice? Book a call for tailored guidance on handling payroll and National Insurance changes.
Want to ditch the burden of finances in your construction business? Check out our Virtual Finance Office here.
